Five Star Specialty Programs
Five Star Life Agents Insurance Program
Toll Free 866-253-4447

Errors & Omissions Insurance for Independent Life Agents

FIVE STAR SPECIALTY PROGRAMS administers the Five Star Life Agents Insurance Program. Coverage is provided by a carrier rated A (Excellent, XV) by A.M. Best. This program was created to provide E&O coverage for Independent Life Agents. Coverage is designed for *Individual Agents * Groups of Agents * Newly licensed Life Agents * Life Agents who have just left their sponsored E&O program * Life Agents who have not bought E&O before.

Retroactive Coverage is available (Prior Acts Coverage) - This is the date from which the Insured warrants that CONTINUOUS Professional Liability coverage has existed without interruption. Life Agents obtaining this insurance for the FIRST time or renewing insurance after a lapse in coverage will have a retroactive date the same as the policy inception date. A retroactive date indicates how far back in time this insurance will provide coverage for prior acts, subject to all policy terms, conditions and exclusions. Any claim made for professional services completed prior to the retroactive date will be excluded under this policy.

In order to provide a competitive product insured by a top quality carrier, we have organized the insurance program as a part of the Five Star Agents, Inc. Purchasing Group.

Program Benefits

  • Choice of up to $1,000,000 in limits
  • Choice of coverage options
  • Choice to place Life and A&H products with multiple carriers and maintain E&O coverage for all your transactions
  • Premium starting as low as $594 + fees and taxes
  • Buy on-line and receive immediate certificate of insurance
  • Convenient Toll Free Number

New Users Click Here to Apply For Coverage

Returning Users Log In

Program Available in all States.

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 Administered by "FIVE STAR SPECIALTY PROGRAMS" Toll Free: 866-253-4447  
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